Cost of Living in Kern County, CA

What does it cost to live in Kern County? Income, housing, and affordability breakdown.

Median Income

$63,883

Median Rent

$1,161/mo

Median Home

$282,800

Affordability

304

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,430
Property Tax$226
Insurance$94

Total Monthly$1,750
% of Income32.9%

Renting

Median Rent$1,161
Renter's Insurance$25

Total Monthly$1,186
% of Income21.8%

Living in Kern County, California

Kern County has a median household income of $63,883 with housing costs that represent 32.9% of income for owners and 21.8% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 304 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.