Cost of Living in Napa County, CA

What does it cost to live in Napa County? Income, housing, and affordability breakdown.

Median Income

$105,809

Median Rent

$2,037/mo

Median Home

$794,500

Affordability

186

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$4,017
Property Tax$463
Insurance$265

Total Monthly$4,745
% of Income53.8%

Renting

Median Rent$2,037
Renter's Insurance$25

Total Monthly$2,062
% of Income23.1%

Living in Napa County, California

Napa County has a median household income of $105,809 with housing costs that represent 53.8% of income for owners and 23.1% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 186 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.