Cost of Living in Placer County, CA

What does it cost to live in Placer County? Income, housing, and affordability breakdown.

Median Income

$109,375

Median Rent

$1,874/mo

Median Home

$627,100

Affordability

238

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$3,171
Property Tax$444
Insurance$209

Total Monthly$3,824
% of Income42%

Renting

Median Rent$1,874
Renter's Insurance$25

Total Monthly$1,899
% of Income20.6%

Living in Placer County, California

Placer County has a median household income of $109,375 with housing costs that represent 42% of income for owners and 20.6% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 238 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.