Cost of Living in San Francisco County, CA

What does it cost to live in San Francisco County? Income, housing, and affordability breakdown.

Median Income

$136,689

Median Rent

$2,316/mo

Median Home

$1,348,700

Affordability

142

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$6,820
Property Tax$742
Insurance$450

Total Monthly$8,012
% of Income70.3%

Renting

Median Rent$2,316
Renter's Insurance$25

Total Monthly$2,341
% of Income20.3%

Living in San Francisco County, California

San Francisco County has a median household income of $136,689 with housing costs that represent 70.3% of income for owners and 20.3% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 142 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.