Cost of Living in San Luis Obispo County, CA

What does it cost to live in San Luis Obispo County? Income, housing, and affordability breakdown.

Median Income

$90,158

Median Rent

$1,800/mo

Median Home

$726,700

Affordability

173

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$3,675
Property Tax$424
Insurance$242

Total Monthly$4,341
% of Income57.8%

Renting

Median Rent$1,800
Renter's Insurance$25

Total Monthly$1,825
% of Income24%

Living in San Luis Obispo County, California

San Luis Obispo County has a median household income of $90,158 with housing costs that represent 57.8% of income for owners and 24% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 173 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.