Cost of Living in Columbia County, NY

What does it cost to live in Columbia County? Income, housing, and affordability breakdown.

Median Income

$81,741

Median Rent

$1,114/mo

Median Home

$283,700

Affordability

352

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,435
Property Tax$404
Insurance$95

Total Monthly$1,934
% of Income28.4%

Renting

Median Rent$1,114
Renter's Insurance$25

Total Monthly$1,139
% of Income16.4%

Living in Columbia County, New York

Columbia County has a median household income of $81,741 with housing costs that represent 28.4% of income for owners and 16.4% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 352 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.