Cost of Living in Cortland County, NY

What does it cost to live in Cortland County? Income, housing, and affordability breakdown.

Median Income

$65,029

Median Rent

$884/mo

Median Home

$148,200

Affordability

478

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$749
Property Tax$336
Insurance$49

Total Monthly$1,134
% of Income20.9%

Renting

Median Rent$884
Renter's Insurance$25

Total Monthly$909
% of Income16.3%

Living in Cortland County, New York

Cortland County has a median household income of $65,029 with housing costs that represent 20.9% of income for owners and 16.3% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 478 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

Compare Cost of Living Across Counties

Enter two locations and get a side-by-side comparison of housing, taxes, utilities, transportation, and overall affordability with salary adjustment calculations.

Start Free Comparison

Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.