Cost of Living in Niagara County, NY

What does it cost to live in Niagara County? Income, housing, and affordability breakdown.

Median Income

$65,882

Median Rent

$823/mo

Median Home

$163,100

Affordability

454

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$825
Property Tax$330
Insurance$54

Total Monthly$1,209
% of Income22%

Renting

Median Rent$823
Renter's Insurance$25

Total Monthly$848
% of Income15%

Living in Niagara County, New York

Niagara County has a median household income of $65,882 with housing costs that represent 22% of income for owners and 15% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 454 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.