Cost of Living in Richmond County, NY

What does it cost to live in Richmond County? Income, housing, and affordability breakdown.

Median Income

$96,185

Median Rent

$1,602/mo

Median Home

$637,100

Affordability

204

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$3,222
Property Tax$488
Insurance$212

Total Monthly$3,922
% of Income48.9%

Renting

Median Rent$1,602
Renter's Insurance$25

Total Monthly$1,627
% of Income20%

Living in Richmond County, New York

Richmond County has a median household income of $96,185 with housing costs that represent 48.9% of income for owners and 20% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 204 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.