Cost of Living in Schoharie County, NY

What does it cost to live in Schoharie County? Income, housing, and affordability breakdown.

Median Income

$71,479

Median Rent

$883/mo

Median Home

$169,400

Affordability

480

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$857
Property Tax$328
Insurance$56

Total Monthly$1,241
% of Income20.8%

Renting

Median Rent$883
Renter's Insurance$25

Total Monthly$908
% of Income14.8%

Living in Schoharie County, New York

Schoharie County has a median household income of $71,479 with housing costs that represent 20.8% of income for owners and 14.8% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 480 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Family and education

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.