Cost of Living in Ulster County, NY

What does it cost to live in Ulster County? Income, housing, and affordability breakdown.

Median Income

$77,197

Median Rent

$1,269/mo

Median Home

$288,400

Affordability

312

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,458
Property Tax$510
Insurance$96

Total Monthly$2,064
% of Income32.1%

Renting

Median Rent$1,269
Renter's Insurance$25

Total Monthly$1,294
% of Income19.7%

Living in Ulster County, New York

Ulster County has a median household income of $77,197 with housing costs that represent 32.1% of income for owners and 19.7% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 312 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.